Advanced
Integration Method (AIM) is the preferred Authorize.Net
integration solution, and uses secure
sockets layer (SSL) digital certificate technology
to connect securely and directly to the Payment
Gateway—achieving
the highest security for the Internet connection
between a merchant and the gateway. Simple Integration
Method (SIM) optimizes the security, encryption,
and authentication of transactions for merchants
that do not have an SSL digital certificate.
AIM and SIM provide the highest levels of secure
transaction infrastructure available to merchants
building an e-commerce business and directly connecting
that their website to the Authorize.Net Payment Gateway.
When using AIM and SIM to connect to the Payment
Gateway, a customer enters purchase information (e.g.,
name, credit card number, etc.) into a payment form
on the merchant's website. This payment form is hosted
either by the merchant, or the merchant may choose
to use Authorize.Net's securely hosted, customizable
payment form.
When the customer clicks to submit
his or her purchase information, payment information
is encrypted
using
128-bit SSL technology and sent to an Authorize.Net
transaction server. The server sends the data through
the authorization network to the appropriate card
issuer's bank, using a secure, proprietary connection.
When the authorization process is complete—this
takes around five seconds—the customer receives
an approval or decline response, and the Authorize.Net
server stores the transaction. Approved transactions
are automatically settled each day and are typically
funded within two to three business days.
Merchants can check the status of current transactions
submitted directly from their website or run reports
on past transaction activity by going to the Authorize.Net
Corporate site and logging into their own password-protected
Merchant Interface. Online businesses also can use
the Authorize.Net Virtual Terminal feature of their
Merchant Interface account to enter payment information
manually if customers prefer to call in their credit
card information.
To learn more information about connecting
your website to the Authorize.Net Payment Gateway,
please email sales@triatma.com
